Smart Ways to Give to Church of the Resurrection

Give Appreciated Assets

Donating stocks, bonds, or mutual funds that have increased in value is one of the most tax-efficient ways to support the church. When you transfer appreciated securities directly to Church of the Resurrection, you avoid paying capital gains tax on the increase in value and can deduct the full current market value (up to 30% of your adjusted gross income). For example, stock you bought for $10,000 that’s now worth $50,000 generates a $50,000 tax deduction while avoiding thousands in capital gains taxes. This strategy lets you give more while paying less in taxes.

Requirements: You must have held the asset for more than one year.

Give from Your IRA (Age 70½+)

A Qualified Charitable Distribution (QCD) allows you to transfer up to $108,000 per year directly from your IRA to Church of the Resurrection. This gift satisfies your Required Minimum Distribution but is not included in your taxable income—meaning it lowers your adjusted gross income. This can help you avoid higher Medicare premiums, reduce taxes on Social Security benefits, and stay in a lower tax bracket. Best of all, you receive these benefits even if you take the standard deduction.

Requirements: You must be age 70½ or older, and the transfer must go directly from your IRA to the church.

Please consult your own tax advisor.